Bad Credit RV Loans

Bad Credit RV Loans

Credit Challenged RV Programs Since 2002

Great RV Loan offers a variety of financing options, including programs for those with less than perfect credit history. 

Program Highlights Include:

  •   New or Used-Ok
  •   Private Party or Dealer Purchase-OK
  •   Out of State Transactions-OK
  •   No Prepayment Penalties
  •   Long Term Financing (Up to 144 Months)

Apply online or give us a call at 949-515-0055 to discuss your financing needs.

 

We also recognize that there are different degrees of credit challenges. Some of our customers simply have a history of late payments while others have had more significant challenges including bankruptcies, foreclosures and repossessions.

Eligible RV’s:

  • Motorhome
  • Travel Trailer
  • 5th Wheel
  • Utility Trailer
  • Horse Trailer
  • Toy Hauler
  • Toter Home

It is with this in mind that we have created a multiple tier program to service a variety of credit profiles. These programs offer competitive rates for customers with previous late payments versus customers that have more substantial credit challenges. Another advantage to our programs is that the loans are offered without prepayment penalty so that once your credit improves we can refinance your loan at any time. This will allow you to take advantage of the best rates and terms whenever your credit profile is eligible.

Program Guidelines:

  • Minimum 550 Credit Score
  • 15 Years Old and Newer Units
  • $10,000 Minimum Amount to Finance
  • 10% Down

Great RV Loan will also help improve your credit. Our banks report to the major credit agencies allowing your recreation loan to improve your credit score and history. RV installment loans are looked upon favorably with other lenders and can improve your ability to qualify for financing in the future.

Whether your credit is slightly challenged or more seriously impacted, we have programs available to both improve your credit profile and get you out enjoying your RV with friends and family.