GreatRVLoan is proud to offer RV insurance for CA residents. Our partnerships with the industry’s best insurance companies allow us to secure the lowest rates and pass those savings along to you. We offer multiple RV insurance packages including:

Comprehensive

Provides coverage for losses to an insured vehicle, including, but not limited to: fire, theft, vandalism, hail, wind, flood or impact with an animal.

Collision Coverage

Provides coverage for the insured vehicle for damage related to an impact (other than with an animal).

BI Coverage

Coverage purchased to reimburse anyone the insured injures in an accident.

PD Coverage

Coverage purchased to reimburse for property damage that the insured may cause in an accident

UM/UIM Coverage (Uninsured / Underinsured Motorist Coverage)

In the event of an auto accident, this option will cover you and your passengers for medical expenses, pain/suffering and lost wages.

UMPD Coverage

This coverage applies when the other driver is determined to be at least partially at fault for the car crash and has no insurance or has inadequate insurance coverage.

Medical Payments Coverage

Pays for injury to a person in the RV. No deductible applies.

Emergency Expense Coverage

For insured’s who are pleasure users: Pays up to specified limits for reasonable temporary living facilities, transportation and the cost of returning the RV if it becomes inoperable due to a covered loss more than 50 miles away from the primary residence.

Vacation Liability Coverage

Vacation Liability Coverage pays up to specified limits for bodily injury and property damage for which the insured is legally liable as a result of an accident that occurs while the RV is used as a temporary vacation residence.

Personal Effects Value

Replacement Cost Personal Effects Coverage pays up to specified REPLACEMENT COST limits for loss of, for damage to, the insured’s RV contents that are normally used in conjunction with the RV.

Roadside Coverage

Roadside Assistance Coverage provides towing TO THE NEAREST QUALIFIED REPAIR FACILITY and necessary labor at the time and place of disablement when the RV is disabled due to a mechanical or electrical breakdown, battery failure, insufficient supply of fuel, oil, water or other fluids, lock-out or entrapment in snow, mud, water, or sand within 100 feet of the roadway.

Disappearing Deductibles

Provide a reduction of twenty-five percent (25%) in Comprehensive and Collision deductibles at renewal for each consecutive preceding claim-free policy period.

In addition, our companies can offer multiple Physical Damage Settlement Options. All three options provide the same coverage to repair RVs that are not a total loss. However, if the RV is a total loss, they provide different settlements.

  • Total Loss Replacement
    In the event of a total loss, this coverage replaces the current RV with a new untitled RV that is to the extent possible, the same make and model, and which contains comparable equipment.
  • Agreed Value (if available)
    Agreed Value means we’ll pay the rating base as reflected on your Declarations Page in the event of a total loss regardless of the actual cash value.
  • Actual Cash Value
    The most economical loss settlement option. All total losses will be settled by paying the lesser of the value of the RV at the time of the loss.

We take pride in our ability to custom design an insurance policy that is specific to your needs. It requires a balance that offers both competitive rate and adequate coverage. Please feel free to contact our office to discuss your needs and allow our agents to customize a policy specifically for you.

To receive a free RV insurance quote, please select from one of the following options:

Fax: 949 515 0055

If you have any questions, please send us an email or give us a call at 949-515-0055.